Envision Companies Privacy Policy

Envision Companies Respects Your Privacy

Envision Companies respects your privacy and is committed to treating information about you responsibly. Envision Companies understands the need to safeguard sensitive information that you have provided and appreciates that you expect privacy and security for your personal and financial affairs. Envision Companies attempts to minimize the information it collects to that which it reasonably believes is necessary in processing or administering a mortgage or home equity loan or providing products, services and other opportunities that may be of interest to you.

To make the home buying process simpler and more enjoyable, Envision Companies solicits general information regarding your home buying needs and preferences. Many consumers have expressed interest in receiving appropriate offerings of home-related products and services that may be useful to them. Envision Companies will, from time to time, disclose the general information you provide to select companies that can provide you with information about such products and services. Information you provide in connection with an Envision Companies sweepstakes, contest or other special promotion will be treated similarly, unless otherwise noted in the rules and/or disclaimers for that promotion.

Former Customers

After you are no longer an active Envision Companies, Envision Companies will continue to treat information you have provided as if you were still a customer.

Effectiveness of Privacy Policy

This Privacy Policy applies only to individual consumers. This Privacy Policy is effective as of March 1, 2007.

Questions

If you have any questions or comments regarding this Privacy Policy, please feel free to contact us via email to info@envisioncompnies.com or by telephone 605.271.5777.

Copyright

These materials are provided by Envision Companies as a service to the public and are to be used for personal informational purposes only. We grant you permission to download this web site's content and to print a single hard copy for your use only. You may not otherwise use, copy, modify, distribute, republish, or transmit any of the content or materials from this web site without the written permission of Envision Companies. You agree that if you violate this prohibition, you may be subject to all legal remedies available to Envision Companies, and you will additionally be responsible for any other losses, attorneys' fees or costs Envision Companies may incur as a result of your violation.

Trademarks and Service Marks

The following are some of the proprietary trademarks and service marks of Envision Companies or its related entities: ENVISION COMPANIES®, WHISPER RIDGE LIVING ®, Envision Companies also claims trademark rights to other marks that may not be explicitly listed, registered and unregistered, including its several logos and designs.

THESE MARKS ARE NOT TO BE USED WITHOUT THE EXPRESS WRITTEN PERMISSION OF ENVISION COMPANIES OR ITS AFFILIATES. You agree that if you violate this prohibition, you will be subject to all legal remedies available to Envision Companies, and you will additionally be responsible for any other losses, attorneys' fees or costs Envision Companies may incur as a result of your violation.

The web site may also contain trademarks and service marks that belong to third parties. These other trademarks and service marks are the property of their respective owners. In the event that a third party makes a claim or initiates suit against Envision Companies due to your use of these other trademarks and service marks without the permission of the proper party, you agree to indemnify and hold Envision Companies harmless from such claim or suit, and to reimburse Envision Companies for all losses, attorneys' fees and costs that Envision Companies incurs in connection with such claim or suit.

Solicitation

This web site may be accessed by users throughout the United States and internationally. It may contain references or cross-references to Envision Companies products, programs and services that are not available in your state. These references do not imply that Envision Companies intends to make such products, programs or services available to residents in your state. The information contained in this web site is not intended as a solicitation to users residing in states where Envision Companies or its affiliates are not authorized to conduct business.

Disclaimers

Despite the best efforts of Envision Companies to provide accurate information, including but not limited to prices and availability of homes or lots, it is not possible to completely ensure that information on this web site is constantly correct. Envision Companies does not warrant the accuracy and completeness of information, text, graphics, links or items contained on this web site. THIS WEB SITE IS PROVIDED 'AS IS' WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Envision Companies further does not warrant that its service in providing this web site will be uninterrupted.

In no event shall Envision Companies be liable for any special, indirect or consequential damages of any kind, or any damages whatsoever resulting from loss of use, data or profits whether or not advised of the possibility of damages, and on any theory of liability, arising out of or in connection with your use of the materials. The web site and the materials on the web site are subject to change without notice and represent no commitment on the part of Envision Companies in the future. All products and services are provided subject to applicable taxes and accompanying terms and conditions.

This web site may contain references to products of other companies and links to other web sites, including web sites of non-affiliates of Envision Companies. Those other web sites are governed by the terms and conditions applicable to those web sites. The links to those web sites are placed for your convenience only, and do not comprise any warranty or endorsement on the part of Envision Companies as to the companies, products, services, information or programs associated with these web sites. Similarly, Envision Companies makes no warranty or endorsement of non-affiliated companies and products that appear on this web site.

Dispute Resolution

By accessing this web site, or using information on this web site, you submit to the exclusive jurisdiction of the state courts in Lincoln County, South Dakota or the United States Federal District Court, South Dakota, to resolve disputes of any kind arising out of your reliance on the information on this web site, or any interaction with Envision Companies involving this web site.

Legal Terms

By using this web site, you signify your acceptance of the legal terms contained in this Terms of Use and any legal terms found elsewhere on the web site. All such legal terms are subject to change without notice to you, except that such changes will be posted on this web site. Such changes are binding on you and are not subject to further acceptance by you.

The Terms of Use and any other legal terms found elsewhere on this web site constitute the entire agreement between you and Envision Companies with respect to your use of this web site, and supersede any and all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter.